Credit Cards with Zero Joining Fee
credit cards
Everyone wants to have a credit card but due to high joining and renewal fees, they don’t apply for it. But there are some credit cards that have zero joining and annual fees. They are known as Lifetime Free credit cards. IDFC Bank is the only bank that has credit cards with zero joining fee and they are lifetime free credit cards. Therefore, in this article, you can explore all the IDFC First Credit Cards and they have the best offers and deals on them. They are the best lifetime free credit cards in India having a lot of benefits. Let’s move on to the features of IDFC Credit Cards and see how they are helpful in doing various transactions.
Features and Benefits of IDFC First Credit Card
There are four variants of IDFC First Credit Card and you must explore the features and benefits of all the cards.
IDFC Wealth Credit Card
- Have a welcome Voucher worth INR 500 after spending INR 15000 within 90 days from the date of card setup.
- Make an EMI transaction within 90 days and earn 5% cashback on it.
- Get your reward points multiplied 10 times on your birthday.
- Multiply your reward points 10 times on spending INR 20000 and above.
- Get 6X reward points on online transactions.
- Grab 3X reward points on offline transactions.
- Enjoy great deals on movie tickets through this IDFC credit card.
- Enjoy complimentary visits to the airport lounges and railway lounges through this card.
- Get insurance cover as well on this card.
IDFC Classic Credit Card
- Grab a Voucher worth INR 500 as a welcome gift after spending INR 15000 within 90 days from the card issuance date.
- Make your first EMI transaction within 90 days and earn 5% cashback on it.
- Accumulate reward points 10 times on your birthday.
- Accumulate reward points 10 times on spending INR 20000 and above.
- Enjoy 6X reward points on online transactions.
- Have 3X reward points on offline transactions.
- Grab great deals on movie tickets through this IDFC credit card.
- Have 4 free visits to the railway lounges through this card.
- Enjoy insurance cover on this credit card against various risks.
IDFC Select Credit Card
- Have a gift Voucher worth INR 500 after spending INR 15000 within 90 as a welcome gift.
- Opt for an EMI transaction within 90 days and enjoy 5% cashback on it.
- Grow your reward points 10 times on your birthday.
- Grow your reward points 10 times on spending INR 20000 and above.
- Enjoy 6X reward points on online transactions.
- Enjoy 3X reward points on offline transactions.
- Have the greatest deals on movie tickets through this IDFC credit card.
- Enjoy 4 free access to the airport lounges and railway lounges using this card.
- Have insurance cover against various risks on this credit card.
IDFC Millenia Credit Card
- Enjoy a Voucher worth INR 500 after spending INR 15000 within 90 days from the date of the card set up as a welcome gift.
- Earn 5% cashback on your first EMI transaction.
- Get 10X reward points on your birthday.
- Get 10X reward points on spending INR 20000 and above.
- Enjoy 6X reward points on online transactions.
- Have 3X reward points on offline transactions.
- Grab the best great deals on movie tickets through this credit card.
- Get 4 complimentary visits to railway lounges through this card.
- Get insurance cover as well on this card against various risks.
Conclusion
If you are willing to apply for IDFC First Credit Card after exploring all the features then you can apply instantly from Wishfin. All you need is to provide basic details and apply for the credit card. The representative will give you the best deal for the card and you can enjoy all the benefits without paying the annual and renewal fees.
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